Upstart is a personal loans offer where users can qualify for a loan from $1,000 to $75,000.

Converts on form submit. Payout is determined by the funded loan amount. We see more than 95% of loans fund in <4 days. Actions are limited to 1 per click.

Restrictions: No incentive. Must disclose that "The lowest rates are only available to the most qualified applicants"

Targeting: Minimum annual income: $12,000. Minimum age: 18 years. No bankruptcies, public records, or delinquent accounts on credit report. While there's no set minimum credit score, approvals drop below ~580 (targeting use only, not for public sharing). Places in the US with the highest loan amounts: North Dakota Nebraska South Australia New Hampshire Delaware Maine Louisiana Oklahoma South Carolina Massachusetts Kentucky Rhode Island Maryland