Salmon is a leading financial technology company in the Philippines, dedicated to providing responsible lending solutions. Our customer service is reknown for its human touch. Salmon Credit is a 100% digital credit line via Salmon App that offers:    Virtual Card to use immediately online   Repeatable Grace Period: 0 interest for up 2 months since your purchase and 2 calendar months from the date of your approval.    Reusable Limit – spend, repay, repeat  Credit limit grows with responsible use   Easy repayments via 9 major partners – no fees    Instant Approval in 1–2 minutes  No Paperwork: Approval is online. Once approved, always approved — no need to reapply  Security & Trust  Salmon verifies each applicant’s identity using facial recognition and official government data from the Philippine Statistics Authority (PSA)  Biometric login and facial ID verification  Freeze/unfreeze virtual card anytime  Real-time notifications  PDPA-compliant & safe to use  Demographics: primarily between 25 to 45 years old. This group includes young professionals and middle-aged adults who are establishing financial independence or managing household expenses.  Target Audience for Salmon Credit   Salmon Credit is made for responsible, financially active people who:   Prefer simple and transparent credit products  Don’t want to deal with long forms or paperwork  Value speed — approval in minutes, virtual card ready instantly  Want a safer, smarter alternative to cash loans or store financing  Appreciate repeatable interest-free flexibility — 0 percent interest for 2 months from credit approval, every time you borrow.  Use credit consciously — for purchases like appliances, healthcare, or important personal needs  Want to build and grow their credit line over time  Are already using digital tools, bank accounts, and loyalty programs like SM Advantage or Metro Rewards