The Klarna Flex Account, often paired with the Klarna Card, functions as a flexible financial tool and digital wallet in Spain. It allows customers to store e-money (Klarna Balance), make purchases with a flexible debit-first card, and access Klarna's payment options like Pay in 3 or Pay in 30 days at eligible retailers, both online and in-store.

Converts on account opened

Targeting: Consumers in Spain seeking modern, flexible payment solutions and a digital wallet experience. This audience is often interested in Buy Now, Pay Later (BNPL) options and easy-to-use digital banking services.

Restrictions: No incentive is allowed. Affiliates must ensure that all promotional claims comply with Spanish financial regulations and clearly disclose any applicable fees (e.g., late payment fees, currency conversion fees) associated with specific payment plans or transactions. No Incent traffic is permitted.

Creatives to be made for approval